Which credit card for the USA?

The choice of the right credit card for the USA depends on various factors. One of the best options is the Visa or Mastercard, as these cards are accepted in most shops and restaurants. Such a card allows for cashless payments worldwide and often also free cash withdrawals at ATMs abroad. When choosing, it is worthwhile to pay attention to the foreign transaction fees, which can often amount to up to 1.5% of the transaction. There are also credit cards specifically designed for overseas travel, such as the Barclaycard or the DKB-Visa, which do not charge foreign transaction fees.

Additionally, it makes sense to pay attention to the bonus programs of the credit card providers. Some cards offer points that can be redeemed for rewards or cashback programs, where a certain percentage of payments is refunded. Credit cards that offer Travel insurance as well as comprehensive protection against flight delays or baggage issues are particularly interesting. This can be very advantageous when traveling to the USA, where these situations may arise.

Another consideration is the possibility of a contactless payment method. In the USA, paying with contactless cards or Mobile payment services like Apple Pay is widespread. Therefore, check whether the credit card supports these features.

Thorough research on the various providers and their terms is always advisable. This way, you can find the credit card that best meets your needs.